The Income Protection Publication

Disability Insurance Overview and How we can Hedge Risk with Different Designs

Summary and Statistics

Nov 18 • Rob Thomas

September 2025

Purchasing Instant Approval Life Insurance May Come at a Cost

Why Humans Still Make a Difference in the Application & Underwriting Process

Sep 18 • Rob Thomas

June 2025

How to Protect a Business Partnership in the Event of a Disability

If a working individual were to get hurt or sick, and cannot complete the duties of their profession, a disability insurance policy would help replace…

Jun 4 • Rob Thomas

April 2025

Achieving Insurance Human Life Value

While Reducing Term Life Insurance Premium

Apr 29 • Rob Thomas

March 2025

The Value of a Long Term Disability Insurance Contract

Even with a short duration disability claim

Mar 19 • Rob Thomas

February 2025

How a Life Insurance Policy is Paid, and the Effect it Has on an Estate.

How to Prepare and What's Next?

Feb 4 • Rob Thomas

1

August 2024

Factors in Life Insurance Pricing

So Much More than Health

Aug 28, 2024 • Rob Thomas

1

March 2024

When Planning a Family

Consider Life Insurance Before Trying to Conceive

Mar 12, 2024 • Rob Thomas

January 2024

September 2023

Utilizing Whole Life Insurance for Retirement

While still leaving a legacy behind

Sep 7, 2023 • Rob Thomas

July 2023

Life Insurance Health Rating

And how it effects whole life insurance performance

Jul 20, 2023 • Rob Thomas

April 2023

Control of Interest on a Whole Life Policy, Part 2

How to effectively reduce your cash value loan interest

Apr 10, 2023 • Rob Thomas